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Introduction

Stashfin stands out in the financial services landscape by offering affordable credit solutions to meet diverse credit needs. As one of the top 5 financial services platforms, Stashfin plays a crucial role in creating opportunities for borrowers with limited credit histories to participate in the formal financial system. This initiative helps them build a credit footprint and embark on a journey towards economic freedom.

One of the key offerings from Stashfin is its Personal Loans, available at competitive interest rates starting from 11.99%. These loans cater to various financial requirements, with amounts reaching up to Rs 5 lakh and flexible repayment tenures extending up to 4 years. Stashfin takes pride in its swift loan disbursal process, ensuring that borrowers receive funds within 4 hours from the time of application, accompanied by minimal documentation requirements.

Stashfin's commitment to providing fair and transparent financial solutions reflects its dedication to contributing to the financial well-being of individuals in India.

Benefits of Stashfin Personal Loans:

Competitive Interest Rates:

Stashfin Personal Loans start at a competitive interest rate of 11.99% p.a.

Quick Disbursal:

Experience instant disbursal of funds within 4 hours from the time of application.

Flexible Tenure Options:

Enjoy flexibility in choosing the loan tenure, ranging from 3 months to 4 years.

Minimal Documentation:

Benefit from a hassle-free application process with minimal documentation requirements.

Customizable Loans:

Stashfin offers customizable loan solutions to align with individual financial needs and goals.

High Loan Limits:

Access high loan limits of up to Rs. 5 lakhs to support diverse financial requirements.

Zero Processing Fees:

Avail of Stashfin small loans with zero processing fees, reducing the overall cost.

Digital Access:

Enjoy the convenience of digital access with an easy-to-navigate online platform.

Instant Approval:

Experience swift loan approval powered by advanced technologies for a seamless process.

No Hidden Charges:

Stashfin ensures transparency by eliminating hidden charges, providing clarity to borrowers.

Types of Stashfin Personal Loans:

Marriage Loans:

Customized personal loans for financing marriage-related expenses.

Available as both term loans and credit lines.

Loan tenure: 3 months to 4 years.

Borrow up to Rs 5 lakh.

Digital approval process.

Cash Loans:

Quick Cash or Salary Loans for immediate fund requirements.

Instant disbursal within hours of approval.

Ideal for medical emergencies, loan repayments, travel, etc.

Loan tenure: Up to 2 months.

Small Loans:

Short-term personal loans for immediate needs.

Instant disbursal with zero processing fees.

Loan amount: Rs 1,000 to Rs 5 lakh.

Tenure: 2 months to 18 months.

Medical Loans:

Instant funds for unforeseen medical emergencies.

Available as term loans or credit lines.

Minimal documentation for quick approval.

Loan tenure: 2 months to 4 years.

Travel/Holiday Loans:

Finances travel expenses, hotel bookings, transportation, etc.

Offered as term loans and credit lines.

Borrow up to Rs 5 lakh.

Tenure: 3 months to 3 years.

Debt Consolidation Loans:

Combines multiple debts into a single loan for easier repayment.

Lower interest rates for reduced overall costs.

Instant approval and minimal paperwork.

Tenure: 3 months to 4 years.

Home Renovation Loans:

Personal loans for home renovation, furniture purchase, etc.

Available as credit lines or term loans.

Instant disbursal within 24 hours.

Loan tenure: 3 months to 4 years.

Personal Loan for Shopping:

Shop for favorite products and pay later through affordable EMIs.

Instant approval with minimal verification.

No hidden charges.

Minimum salary requirement: Rs 15,000 per month (take-home).

Borrow up to Rs 5 lakh.

Stashfin Personal Loan Eligibility Criteria:

To apply for a Stashfin Personal Loan, individuals need to meet the following eligibility criteria:

Indian Citizenship:

Applicants must be Indian citizens with valid proof of nationality and address.

Minimum Monthly Salary:

Salaried applicants should have a minimum monthly salary of Rs. 15,000.

The salary details, including the last 3 months' salary slips and bank statements, are required.

Minimum Age Requirement:

The minimum age for loan applicants is 18 years.

Net Banking Access:

Applicants are required to have net banking access with their salaried account.

Good Credit History:

A healthy credit history is essential, and applicants should have a good credit score.

A positive repayment history increases the likelihood of faster loan approval and favorable interest rates.

Documentation Required for Stashfin Personal Loan:

For Salaried Individuals:

ID Proof: PAN Card

Address Proof: Aadhaar Card

Salary Account Details: Copy of a cheque from the salary bank account

Income Proof: Salary slips of the last 3 months

Financial History: Bank statements of the last 6 months

For Self-Employed Individuals:

Income Proof: Income Tax returns, GST Returns

Business Ownership Proof: Proof of business ownership and continuity

Financial History: Bank statements of the last 6 months, Audited financial statements of the last 2 years

Office Address Proof: Proof of the office address

Meeting these eligibility criteria and providing the required documents will facilitate a smooth application process for Stashfin Personal Loans.

How to open an Stashfin Personal Loan on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Personal Loan category from offers or side bar and look for or search Stashfin Personal Loan

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details to open Stashfin Personal Loan

5. Follow the instructions and go your video KYC  if required 

6.  After the successful submission of your application to open Stashfin Personal Loan wait for few time to get your account activated.

Refer the video help guide here (link) 

Why choose Fayda To open an Stashfin Personal Loan

1. Cashback up to Rs.1000/- on opening Stashfin Personal Loan

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-

Why Choose Fayda App for Stashfin Personal Loan:

User-Friendly Interface:

Fayda App offers a seamless and user-friendly interface, ensuring a smooth and convenient Stashfin Personal Loan application process.

Transparent Information:

The app provides clear and transparent information about Stashfin Personal Loans, making it easier for users to understand the terms and conditions.

Instant Access:

Users can access information about Stashfin Personal Loans instantly through the Fayda App, enabling quick decision-making.

Easy Comparison:

Fayda App allows users to compare Stashfin Personal Loan offerings with other financial products, helping them make informed choices based on their preferences.

Secure Transactions:

The app ensures the security of users' personal and financial information, providing a safe platform for Stashfin Personal Loan applications.

Prompt Notifications:

Users receive prompt notifications about loan approval status, ensuring they stay informed throughout the application process.

Customer Support:

Fayda App offers reliable customer support to assist users with any queries or concerns related to Stashfin Personal Loans.

FAQ

Q1.How can I apply for a Stashfin Personal Loan through Fayda App?

To apply for a Stashfin Personal Loan, download the Fayda App, navigate to the Stashfin section, and follow the step-by-step application process provided.

Q2.What information is required to apply for a Stashfin Personal Loan on Fayda App?

You will need to provide personal details, income information, and supporting documents as specified in the Stashfin Personal Loan application form on Fayda App.

Q3.How long does it take to receive a decision on my Stashfin Personal Loan application through Fayda App?

Stashfin aims for quick processing. You can expect to receive a decision on your loan application within a short period after submission through Fayda App.

Q4.Can I track the status of my Stashfin Personal Loan application on Fayda App?

Yes, Fayda App provides a feature to track the status of your Stashfin Personal Loan application, ensuring you stay informed throughout the process.

Q5.Are there any hidden charges associated with Stashfin Personal Loans through Fayda App?

Fayda App is committed to transparency. All relevant charges and fees associated with Stashfin Personal Loans are clearly outlined in the loan terms and conditions.

Q6.Is my personal and financial information secure when applying for a Stashfin Personal Loan through Fayda App?

Yes, Fayda App employs robust security measures to protect your personal and financial information, ensuring a secure application process.

Q7.What do I do if I encounter issues or have queries about Stashfin Personal Loans on Fayda App?

Fayda App offers dedicated customer support to address any issues or queries related to Stashfin Personal Loans. Contact our support team for assistance.

Q8.Can I compare Stashfin Personal Loans with other financial products on Fayda App?

Yes, Fayda App provides a comparison feature, allowing users to compare Stashfin Personal Loans with other available financial products for informed decision-making.