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24
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STANDARD CHARTERED CREDIT CARD

STANDARD CHARTERED CREDIT CARD


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INTRODUCTION 

Standard Chartered Credit Card offers a gateway to a world of unparalleled privileges and financial convenience. As a global banking institution, Standard Chartered is renowned for its commitment to delivering exceptional services, and its credit card portfolio reflects this dedication. The credit cards cater to diverse lifestyle needs, providing a range of benefits such as rewards, cashback, travel perks, and exclusive access to premium services. With cutting-edge technology and a user-centric approach, Standard Chartered Credit Cards aim to enhance the overall financial experience for cardholders. Whether it's seamless transactions, attractive rewards programs, or tailored financial solutions, Standard Chartered Credit Card stands as a testament to the bank's commitment to empowering individuals with the tools they need for a secure and rewarding financial journey.

BENEFITS AND FEATURS OF STANDARD CHARTERED CREDIT CARD

Rewards Program:

Earn rewards points on every eligible transaction, which can be redeemed for a variety of options, including merchandise, vouchers, or even travel.

Cashback Offers:

Enjoy cashback on specific categories such as dining, groceries, or fuel, providing savings on everyday expenses.

Travel Benefits:

Access exclusive travel privileges, including airport lounge access, travel insurance coverage, and discounts on flight bookings and hotel stays.

Contactless Payments:

Experience the convenience of contactless payments, allowing for quick and secure transactions with a simple tap of the credit card.

Fuel Surcharge Waiver:

Avail of fuel surcharge waivers at partner fuel stations, making it cost-effective to fuel up with the Standard Chartered Credit Card.

Zero Foreign Transaction Fees:

Enjoy international transactions without incurring foreign transaction fees, making the credit card an ideal companion for global travelers.

Annual Fee Waiver:

Some Standard Chartered Credit Cards offer an annual fee waiver based on specific spending criteria, providing cost savings for cardholders.

Easy EMI Options:

Convert high-value purchases into easy and affordable EMIs (Equated Monthly Installments) with flexible repayment plans.

Online and Mobile Banking:

Access and manage credit card accounts conveniently through online banking platforms or dedicated mobile apps, offering real-time transaction tracking and account management.

USES OF  STANDARD CHARTERED CREDIT CARD

Everyday Spending:

Use the Standard Chartered Credit Card for everyday expenses such as groceries, dining, shopping, and utility bills, earning rewards or cashback on these transactions.

Travel Expenses:

Cover travel expenses, including flight bookings, hotel stays, and transportation, while enjoying travel-related benefits such as lounge access and insurance coverage.

Online Shopping:

Safely and conveniently make online purchases, taking advantage of the card's security features and potentially earning rewards or discounts from online partner merchants.

Fuel Purchases:

Save on fuel costs by using the credit card at partner fuel stations, where fuel surcharge waivers or cashback offers may be applicable.

Contactless Payments:

Make quick and secure transactions with the contactless payment feature, eliminating the need for physical contact with the card reader.

Converting Purchases to EMI:

Convert high-value purchases into easy monthly installments (EMIs) using the credit card's EMI conversion facility.

International Transactions:

Utilize the credit card for international transactions without incurring foreign transaction fees, making it a convenient choice for travelers.

Balance Transfers:

Opt for balance transfers to consolidate outstanding balances from other credit cards and benefit from lower interest rates.

Cash Withdrawals:

Access cash through ATMs using the credit card's cash withdrawal facility, although this may be subject to cash advance fees and interest.

Emergency Expenses:

Use the credit card for unforeseen expenses or emergencies, providing a financial safety net when needed.

Special Occasions:

DOCUMENT REQUIRED FOR STANDARD CHARTERED CREDIT CARD

Proof of Identity:

Passport

Aadhaar card

Voter ID

Driver's license

Any other government-issued photo ID

Proof of Address:

Aadhaar card

Utility bills (electricity, water, gas, or landline phone)

Rental agreement

Passport

Driver's license

Income Proof:

Salary slips (for salaried individuals)

Income tax returns

Form 16

Bank statements

Employment Proof:

Employment letter or appointment letter

Employee ID card

Passport-size Photographs:

Recent passport-size photographs of the applicant

Credit Score:

While not a document, the applicant's credit score may be checked as part of the credit card approval process.

Self-Declaration Form:

Some banks may require a self-declaration form regarding the applicant's income, employment, and financial status.

Existing Credit Card Statements (if applicable):

Statements from existing credit cards, if the applicant already holds other credit cards.

How to open an Standard Chartered Credit Card  on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Bank account category from offers or side bar and look for or search Standard Chartered Credit Card

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by Standard Chartered to open Standard Chartered Credit Card 

5. Follow the instructions given by  Standard Chartered   and go your video KYC  if required 

6.  After the successful submission of your application to open Standard Chartered Credit Card wait for few time to get your account activated.

Refer the video help guide here (link) 

Why choose Fayda To open an Standard Chartered Credit Card 

1. Cashback up to Rs.1000/- on opening Standard Chartered Credit Card 

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-

WHY CHOOSE FAYDA APP  FOR STANDARD CHARTERED CREDIT CARD

User-Friendly Interface:

Fayda App provides a user-friendly interface that makes the credit card application process simple and accessible for users of all levels of technical expertise.

Exclusive Offers and Deals:

Users applying for a Standard Chartered Credit Card through Fayda App may have access to exclusive offers, deals, and promotions that enhance the overall value of the credit card.

Real-Time Application Tracking:

Fayda App often features real-time application tracking, allowing users to monitor the status of their credit card application at any time, providing transparency and peace of mind.

Easy Document Submission:

Fayda App streamlines the document submission process, making it convenient for users to upload the necessary documents directly through the app.

Financial Education Resources:

Fayda App may offer financial education resources and information about credit cards, helping users make informed decisions about their financial choices.

Prompt Customer Support:

Users can benefit from prompt customer support provided through the Fayda App, addressing any queries or concerns related to the credit card application process.

Security and Privacy:

Fayda App prioritizes the security and privacy of user information, ensuring that personal and financial details submitted during the credit card application process are handled with the utmost confidentiality.

Integrated Banking Experience:

Fayda App may offer an integrated banking experience, allowing users to explore and apply for a Standard Chartered Credit Card within the broader banking ecosystem facilitated by Fayda.

FAQ 

How can I apply for a Standard Chartered Credit Card through Fayda App?

You can apply for a Standard Chartered Credit Card through Fayda App by downloading the app, creating an account, and following the credit card application process within the app.

 

What documents are required for applying for a Standard Chartered Credit Card on Fayda App?

The required documents may include proof of identity, proof of address, income proof, passport-size photographs, and any other documents specified by Standard Chartered or Fayda App.

 

How long does it take to get a credit card approval through Fayda App?

The approval time may vary, but Fayda App often provides real-time application tracking, allowing you to monitor the status of your credit card application.

 

Are there any exclusive offers for applying through Fayda App?

Fayda App may provide exclusive offers, deals, or promotions for users applying for a Standard Chartered Credit Card through the app. Check the app for any ongoing promotions.

 

Is my personal and financial information secure on Fayda App?

Yes, Fayda App prioritizes the security and privacy of user information. They employ encryption and security measures to ensure the confidentiality of personal and financial details.

 

Can I track my credit card application status on Fayda App?

Yes, Fayda App typically offers a feature for real-time application tracking, allowing users to check the status of their credit card application at any time.

 

What should I do if I encounter issues during the application process on Fayda App?

If you face any issues, you can contact the customer support provided by Fayda App for assistance. The app usually offers prompt customer support to address user queries.

 

Is there a fee for using Fayda App to apply for a Standard Chartered Credit Card?

Fayda App is often free to use for credit card applications. However, standard fees and charges associated with the credit card itself may apply.

 

Can I explore other financial products on Fayda App?

Yes, Fayda App may offer access to a range of financial products and services, creating an integrated banking experience beyond credit cards.

 

What are the eligibility criteria for a Standard Chartered Credit Card through Fayda App?

Eligibility criteria may include factors such as age, income, employment status, and credit history. Check the specific requirements on Fayda App or Standard Chartered's website.