Apply Now

INTRODUCTION

Embark on a rewarding journey with the Scapia Credit Card, a novel offering born out of collaboration between Scapia and Federal Bank. Designed for avid travelers, this lifetime free credit card stands out with its remarkable feature of zero forex markup fees, making it an attractive choice for those who frequently explore the world. With every swipe of the Scapia Credit Card, users not only accumulate Scapia Coins but also enjoy additional earnings when making travel bookings through the dedicated Scapia App. Offering global flexibility, the card allows users to book flights with any airline worldwide or select from a vast array of over 5 lakh hotels, resorts, and homestays across the globe using the earned Scapia Coins. The application process for the Scapia Credit Card is seamlessly facilitated through the Scapia app, promising a hassle-free experience for individuals ready to unlock the benefits of this travel-centric credit card.

 

Benefits of Scapia Credit Card:

Zero Forex Markup Fees:

Enjoy the privilege of zero forex markup fees, making international transactions seamless and cost-effective for Scapia Credit Card users.

Lifetime Free Credit Card:

Scapia Credit Card comes with a lifetime free membership, eliminating the burden of annual fees and providing sustained value to cardholders.

Scapia Coins Rewards:

Earn Scapia Coins with every swipe of the card, accumulating rewards that can be utilized for various travel-related expenses.

Extra Earnings on Travel Bookings:

Users benefit from additional earnings when booking flights, hotels, resorts, and homestays through the dedicated Scapia App, enhancing the overall reward potential.

Global Travel Flexibility:

Book flights with any global airline and choose from a vast network of over 5 lakh hotels, resorts, and homestays worldwide, offering unmatched travel flexibility.

Scapia App Integration:

Seamlessly manage and redeem Scapia Coins through the user-friendly Scapia App, providing a convenient and centralized platform for all credit card-related activities.

Tailored for Frequent Travelers:

Specifically designed for frequent travelers, Scapia Credit Card understands and caters to the unique needs and preferences of individuals exploring the world.

Easy Application Process:

Applying for the Scapia Credit Card is hassle-free and can be done through the Scapia app, ensuring a user-friendly experience from application to approval.

Flexible Redemption Options:

Redeem earned Scapia Coins for a variety of travel-related expenses, offering flexibility in choosing how to utilize the accumulated rewards.

Collaboration with Federal Bank:

The collaboration with Federal Bank adds an extra layer of credibility and reliability, ensuring that Scapia Credit Card users benefit from the strength and stability of this partnership.

Holistic Travel Experience:

Scapia Credit Card goes beyond traditional credit cards by providing a holistic travel experience, integrating rewards, benefits, and travel bookings into a single, comprehensive offering.

Exclusive Access to Scapia Network:

Unlock exclusive benefits within the Scapia network, creating a community of travelers who share and enjoy unique perks and privileges.

 

Eligibility Criteria for Scapia Credit Card:

Age Requirement:

Applicants typically need to be within a specified age range, often between 21 and 65 years, to be eligible for the Scapia Credit Card.

Income Criteria:

There is usually a minimum income requirement for applicants. The income threshold varies and is set by the issuing bank or financial institution collaborating with Scapia.

Credit Score:

A good credit score is often a key eligibility factor. The specific score required can vary, but a higher credit score enhances the likelihood of approval.

Nationality:

The Scapia Credit Card is generally available to Indian citizens. Non-residents and foreign nationals may have different eligibility criteria.

Employment Status:

The applicant's employment status, whether salaried or self-employed, may be considered. Stable employment enhances eligibility.

 

Documents Required for Scapia Credit Card:

Proof of Identity:

Aadhaar card

Passport

Voter ID

Driver's License

Proof of Address:

Aadhaar card

Utility bills (electricity, water, gas)

Rental agreement

Passport

Proof of Income:

Salary slips

Bank statements

Income Tax Returns (ITR)

Form 16 (for salaried individuals)

Recent Passport-sized Photographs:

Submit recent passport-sized photographs as per the specified requirements.

Application Form:

Complete the application form with accurate and up-to-date information.

Additional Documents (if Self-Employed):

Business registration documents

Proof of business ownership

Business financial statements

Credit Score Report:

Some banks may request a copy of the applicant's credit score report to assess creditworthiness.

Employment Verification Letter (if applicable):

A letter from the employer confirming employment details may be required.

 

How to open an Scapia Credit Card on the Fayda App

 

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Credit Card category from offers or side bar and look for or search Scapia Credit Card

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by Bank to open Scapia Credit Card

5. Follow the instructions given by Bank and go your video KYC  if required 

6.  After the successful submission of your application to open Scapia Credit Card wait for a few times to get your account activated.

Refer the video help guide here (link) 

 

Why choose Fayda To open an Scapia Credit Card

1. Cashback up to Rs.1000/- on opening Scapia Credit Card

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-
 

Why Choose Fayda App for Scapia Credit Card:

Enhanced Rewards through Blockchain Loyalty:

Fayda App, with its innovative blockchain-based loyalty program, adds an extra layer of rewards to the Scapia Credit Card. Users can benefit from enhanced loyalty points and additional perks seamlessly.

Integrated Financial Management:

Fayda App offers a comprehensive platform for financial management. Users can seamlessly track and manage their Scapia Credit Card transactions, rewards, and other financial activities within a single app.

Crypto Coin Benefits:

The integration of cryptocurrency benefits on Fayda App complements the rewards structure of the Scapia Credit Card. Users can earn crypto coins alongside traditional card rewards.

Referral Programs for Added Benefits:

Fayda App's referral programs align with the community aspect of Scapia Credit Card. Users can refer friends and family to the app, earning additional rewards and benefits for both the referrer and the new user.

Cashback on Financial Transactions:

Users of the Scapia Credit Card can enjoy cashback benefits on various financial transactions through Fayda App, offering an additional layer of savings and rewards.

User-Friendly Interface:

Fayda App ensures a user-friendly interface, making it convenient for Scapia Credit Card users to navigate and manage their credit card-related activities with ease.

Holistic Financial Ecosystem:

Fayda App creates a holistic financial ecosystem, bringing together traditional credit card benefits, blockchain loyalty rewards, cryptocurrency benefits, and referral programs, offering users a comprehensive financial experience.

Community Network Building:

Fayda App fosters a sense of community among users, creating a network of individuals who share and benefit from the perks offered by the Scapia Credit Card and Fayda App collaboration.

Transparent Redemption Process:

Fayda App ensures a transparent redemption process for converting earned rewards, whether traditional or crypto, into tangible value. Users can easily understand and access the benefits they accrue through their Scapia Credit Card transactions.

Innovation and Digital Integration:

Both Fayda App and Scapia Credit Card represent a commitment to innovation and digital integration. Users can leverage cutting-edge solutions that simplify and enhance their financial and travel experiences.

 

FAQ

1. What is Fayda App, and how does it relate to the Scapia Credit Card?

Fayda App is a blockchain-based loyalty program and financial services platform. It complements the Scapia Credit Card by offering enhanced rewards, crypto benefits, and a user-friendly interface for managing credit card activities.

 

2. Can I link my Scapia Credit Card to Fayda App for added benefits?

Yes, typically Fayda App allows users to link their Scapia Credit Card, providing additional rewards and benefits through the app's loyalty program and other features.

 

3. How does the blockchain loyalty program on Fayda App work with the Scapia Credit Card?

Fayda App's blockchain loyalty program adds an extra layer of rewards to the Scapia Credit Card. Users can earn loyalty points and crypto benefits for their credit card transactions.

 

4. Are there referral programs on Fayda App for Scapia Credit Card users?

Yes, Fayda App usually offers referral programs where users can refer friends to the app, earning additional rewards and benefits when the referred individuals use the Scapia Credit Card.

 

5. Can I manage and redeem Scapia Credit Card rewards through Fayda App?

Yes, Fayda App typically provides a user-friendly interface for managing and redeeming Scapia Credit Card rewards, including traditional loyalty points and crypto benefits.

 

6. Are there cashback benefits for Scapia Credit Card transactions through Fayda App?

Yes, Fayda App often offers cashback benefits for various financial transactions made with the Scapia Credit Card, providing users with additional savings.

 

7. How can I access customer support for Fayda App and Scapia Credit Card queries?

Both Fayda App and Scapia Credit Card generally provide customer support services. Users can reach out to the respective customer support channels for assistance with any queries or concerns.

 

8. Is Fayda App secure for managing Scapia Credit Card transactions and rewards?

Yes, both Fayda App and Scapia Credit Card prioritize the security of user information. Transactions and data are typically encrypted to ensure a secure and safe user experience.

 

9. Can I use Fayda App for other financial services besides managing the Scapia Credit Card?

Yes, Fayda App often serves as a platform for various financial services. Users can explore additional services and benefits beyond credit card management within the app.

 

10. How do I redeem crypto benefits earned through Fayda App for Scapia Credit Card transactions?

- Fayda App typically provides a transparent redemption process for converting earned crypto benefits into tangible value. Users can follow the app's guidelines for redeeming crypto rewards.