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Introduction

The SBI IRCTC Platinum Credit Card is a specially crafted financial tool that combines the convenience of credit with exclusive benefits for frequent train travelers. This credit card, offered by the State Bank of India (SBI) in collaboration with the Indian Railway Catering and Tourism Corporation (IRCTC), is designed to enhance the travel experience and provide rewarding features to cardholders. With a focus on railway-related benefits, this card brings a host of advantages for individuals who frequently use the Indian Railways network, making it an ideal companion for both business and leisure travelers.

The SBI IRCTC Platinum Credit Card, a collaboration between the State Bank of India and IRCTC, is a travel-focused card catering to individuals who frequently book railway tickets. This card provides various advantages, particularly in the form of discounts on railway ticket bookings. Additionally, users can enjoy benefits in other categories like fuel, making it a versatile choice for those seeking perks beyond travel-related expenses.
 

Railway Ticket Booking Discounts:

Enjoy significant discounts on railway ticket bookings through the IRCTC website.

Reward Points:

Earn reward points for every transaction, enhancing your overall benefits.

Fuel Surcharge Waiver:

Avail a waiver on fuel surcharge at petrol pumps, providing savings on fuel expenses.

Flexible Redemption Options:

Redeem accumulated reward points for a variety of options, including travel, merchandise, or other exciting choices.

Exclusive Offers:

Access exclusive offers and promotions on dining, shopping, and entertainment for a more rewarding experience.

Contactless Payments:

Enjoy the convenience and security of contactless payments for swift and hassle-free transactions.

Global Acceptance:

Use the card internationally, as it is widely accepted, adding flexibility to your travel plans.

Easy Application Process:

Benefit from a straightforward application process to obtain the card seamlessly.

 

ELIGIBILITY CRITERIA 

To qualify for the SBI IRCTC Platinum Credit Card, individuals need to meet certain eligibility criteria, which include:

Age Range:

Applicants should fall within the age bracket of 21 to 70 years.

Employment Status:

Candidates must be either salaried employees or self-employed individuals.

Credit Score:

A good credit score is essential for eligibility, reflecting a reliable credit history.

To apply for the SBI IRCTC Platinum Credit Card, applicants need to provide specific documents for verification. These include:

Identity Proof (Any one):

Aadhaar card

Driving Licence

Passport

Voter's ID card

PAN Card

Ration Card

Address Proof (Any one):

Aadhaar card

Telephone bill

Passport

Ration card

Electricity bill

Voter ID card

Income Proof (For salaried individuals):

Pay slips for the last six months

Bank statements

Income Proof (For self-employed individuals):

Proof of business ownership

Proof of business continuity

Office address proof

Bank statements (not more than six months old)

Audited financials (not more than two years old)

 

How to open an SBI IRCTC Platinum Credit Card on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Bank account category from offers or side bar and look for or search SBI IRCTC Platinum Credit Card 

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by SBI  to open SBI IRCTC Platinum Credit Card 

5. Follow the instructions given by SBI  and go your video KYC  if required 

6.  After the successful submission of your application to open an SBI IRCTC Platinum Credit Card wait for a short time to get your account activated.

Refer the video help guide here (link) 

 

Why choose Fayda To open an SBI IRCTC Platinum Credit Card

1. Cashback up to Rs.1000/- on opening SBI IRCTC Platinum Credit Card

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-

 

Why Choose Fayda App for SBI IRCTC Platinum Credit Card 

Seamless Application Process:

Fayda App provides a hassle-free and user-friendly application process. You can apply for the SBI IRCTC Platinum Credit Card with just a few clicks.

Instant Approval:

Fayda App ensures quick processing, and you can receive instant approval for your credit card application, reducing waiting times.

Exclusive Offers:

Access exclusive offers and deals when you apply for the SBI IRCTC Platinum Credit Card through Fayda App. Enjoy additional benefits that may not be available through other channels.

Personalized Assistance:

Fayda App may provide personalized assistance and guidance throughout the application process, ensuring that you have the information you need at every step.

Secure Transactions:

With Fayda App, you can enjoy secure and encrypted transactions, enhancing the safety of your financial information.

User-Friendly Interface:

Fayda App offers a user-friendly interface, making it easy for you to navigate and complete your credit card application effortlessly.

Customer Support:

Benefit from dedicated customer support services provided by Fayda App, addressing any queries or concerns you may have regarding the SBI IRCTC Platinum Credit Card.
 

FAQ

1. What is Fayda App?

Fayda App is a user-friendly mobile application that facilitates the seamless application and approval process for various credit cards, including the SBI IRCTC Platinum Credit Card.

 

2. How can I apply for the SBI IRCTC Platinum Credit Card through Fayda App?

Download Fayda App from the App Store or Google Play Store, create an account, and navigate to the credit card section to find and apply for the SBI IRCTC Platinum Credit Card.

 

3. Is the application process through Fayda App secure?

Yes, Fayda App employs robust security measures to protect your personal and financial information. All transactions and data are encrypted to ensure a secure application process.

 

4. How long does it take to get approval through Fayda App?

Fayda App aims for quick processing, and you may receive instant approval for your SBI IRCTC Platinum Credit Card application. The exact time may vary.

 

5. Are there any exclusive offers available when applying through Fayda App?

Yes, Fayda App may provide exclusive offers, deals, or additional benefits for individuals applying for the SBI IRCTC Platinum Credit Card through the platform.

 

6. Can I track the status of my credit card application on Fayda App?

Yes, Fayda App typically offers a feature to track the status of your credit card application, allowing you to stay informed about the progress.

 

7. What should I do if I encounter issues during the application process on Fayda App?

If you face any issues, you can contact the customer support provided by Fayda App. Look for contact details within the app or on their official website.

 

8. Is there any fee for using Fayda App for credit card applications?

Fayda App is generally free to use for credit card applications. However, check the terms and conditions within the app for any specific details related to fees.