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Introduction

The Kotak Mojo Platinum Credit Card is tailor-made for individuals seeking enhanced rewards for their online shopping endeavors. With a generous 2.5X rewards program on online expenditures, this card proves to be an ideal choice for frequent online shoppers. Beyond the rewarding experience, cardholders can indulge in exclusive privileges such as lounge access, fuel surcharge waivers, and additional benefits at various milestones. Whether you're embarking on your credit journey or looking for substantial value for your online purchases, the Kotak Mojo Platinum Credit Card stands out as an excellent option.

 

Benefits and Features of Kotak Mojo Platinum Card:

Railway Surcharge Waiver:

Save 1.8% on railway surcharge for transactions made on www.irctc.co.in and 2.5% at Indian Railways Booking Counters. Enjoy a maximum surcharge waiver of Rs. 500 per calendar year.

Fuel Surcharge Benefits:

Receive a 1% fuel surcharge waiver on transactions ranging from Rs. 500 to Rs. 3,000. Enjoy a maximum fuel waiver of Rs. 3,500 per calendar year.

Online Shopping Benefits:

Earn 2.5X rewards on online expenditures, making it an ideal choice for those who frequently shop online.

Easy EMI Conversion:

Convert high-value purchases into easy EMIs, providing flexible repayment options for cardholders.

Contactless Payments:

The card is equipped with contactless technology, ensuring convenient and secure payments for cardholders.

Insurance Cover:

Avail complimentary insurance cover for lost card liability and fraud protection, providing added security and peace of mind.

 

Documents Required for Kotak Mojo Platinum Card:

For Self-Employed:

Recent Income Tax Returns (ITR)

Audited Profit and Loss Statement or Balance Sheet

 

Address Proof (Any One):

Passport

Telephone Bill

Aadhaar Card

Electricity Bill

Rental Agreement

Ration Card

 

For Salaried:

Recent Salary Slips

Salary Certificate

Employment Letter

 

Proof of Identity (Any One):

Voter’s ID Card

Ration Card

PAN Card

Passport

Driving Licence

Aadhaar Card

 

Eligibility Criteria for Kotak Mojo Platinum Card:

Age: Applicants must fall within the age range of 21 years to 65 years.

Add-on Card Holder: The add-on cardholder should be 18 years of age or older.

Income: A net income of Rs.4 lakh per year or more is required.

Residency: Applicants should be residents of India.

 

How to open an Kotak Mojo Platinum Card on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Bank account category from offers or side bar and look for or search Kotak Mojo Platinum Card

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by Kotak to open Kotak Mojo Platinum Card

5. Follow the instructions given by Kotak  and go your video KYC  if required 

6.  After the successful submission of your application to open Kotak Mojo Platinum Cardwait for few time to get your account activated.

Refer the video help guide here (link) 

 

Why choose Fayda To open an Kotak Mojo Platinum Card 

1. Cashback up to Rs.1000/- on opening Kotak Mojo Platinum Card

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-

 

WHY CHOOSE FAYDA APP FOR KOTAK MOJO PLATINUM CARD :

Seamless Application Process:

Fayda App provides a user-friendly and seamless application process, allowing users to apply for the Kotak Mojo Platinum Card with ease.

Real-time Application Tracking:

Fayda App offers real-time tracking of credit card applications, keeping users informed about the status of their application throughout the process.

Exclusive Offers and Promotions:

Users applying for the Kotak Mojo Platinum Card through Fayda App may access exclusive offers, promotions, or special benefits that enhance the overall credit card experience.

Personalized Recommendations:

Fayda App leverages data analytics to provide personalized recommendations, helping users choose financial products that align with their preferences and financial goals.

User-friendly Interface:

The app features a user-friendly interface, making it convenient for users to navigate, explore different credit card options, and make informed decisions.

Secure and Reliable Platform:

Fayda App prioritizes security and reliability, ensuring that users' sensitive information is handled with the utmost care and that the platform is trustworthy for financial transactions.

Quick and Efficient Processing:

Fayda App aims for quick and efficient processing of credit card applications, reducing the waiting time for users to access the benefits of the Kotak Mojo Platinum Card.

 

FAQ 

Q1: How can I apply for the Kotak Mojo Platinum Card through Fayda App?

A1: To apply for the Kotak Mojo Platinum Card through Fayda App, download the app, register or log in, and navigate to the credit card section. Follow the application instructions, provide the required details, and submit the application.

 

Q2: What benefits does Fayda App offer for Kotak Mojo Platinum Card applicants?

A2: Fayda App may provide exclusive offers, promotions, or special benefits for users applying for the Kotak Mojo Platinum Card. Check the app for personalized recommendations and additional perks.

 

Q3: Can I track the status of my Kotak Mojo Platinum Card application in real-time through Fayda App?

A3: Yes, Fayda App offers real-time tracking of credit card applications, allowing users to monitor the status of their Kotak Mojo Platinum Card application throughout the process.

 

Q4: Are there any special promotions or offers available when applying through Fayda App?

A4: Fayda App may offer special promotions or exclusive benefits for Kotak Mojo Platinum Card applicants. Explore the app for the latest offers and promotions available.

 

Q5: Is Fayda App a secure platform for credit card applications?

A5: Yes, Fayda App prioritizes security, ensuring that users' sensitive information is handled securely. The platform is designed to provide a safe and reliable environment for financial transactions.

 

Q6: How quickly does Fayda App process Kotak Mojo Platinum Card applications?

A6: Fayda App aims for quick and efficient processing of credit card applications, reducing waiting times for users to access the benefits of the Kotak Mojo Platinum Card.

 

Q7: Can I get assistance for any queries related to my Kotak Mojo Platinum Card application through Fayda App?

A7: Yes, Fayda App provides customer support to address queries or concerns related to Kotak Mojo Platinum Card applications, ensuring a smooth and satisfactory user experience.

 

Q8: What information and documents are required for applying through Fayda App?

A8: The specific information and documents required may vary, but typically, users need to provide personal details, address proof, income details, and identity proof. Refer to Fayda App for precise requirements.