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Introduction

Kotak Mahindra Bank, in collaboration with Indian Oil, proudly presents the Kotak IOCL Credit Card. Specifically designed for first-time credit card users seeking fuel-based perks, this co-branded card offers a range of benefits. With a modest annual fee of Rs. 449, cardholders can enjoy up to 4% value back in the form of reward points. These rewards are applicable not only at Indian Oil fuel stations but also extend to dining, groceries, and various retail transactions. For those who frequently visit Indian Oil petrol pumps, the Kotak IOCL 

Credit Card proves to be a highly rewarding choice.

 

Key Features and Benefits:

Fuel-Driven Rewards:

Earn substantial reward points on fuel expenses at Indian Oil stations, making every visit to the petrol pump more rewarding.

Diverse Usage Rewards:

Enjoy the flexibility of earning rewards not just on fuel, but also on dining, grocery shopping, and other retail transactions.

Annual Fee Advantage:

With a reasonable annual fee of Rs. 449, the Kotak IOCL Credit Card ensures access to valuable benefits without hefty charges.

Value Back in Rewards:

Get up to 4% value back in the form of reward points, enhancing the overall cost-effectiveness of your card usage.

Tailored for First-Time Users:

This card is an ideal choice for individuals venturing into the world of credit cards, offering simplicity and rewarding benefits.

Optimized for Indian Oil Patrons:

If you are a regular visitor to Indian Oil petrol pumps, this co-branded credit card maximizes your savings and rewards.

Versatile Reward Redemption:

Redeem your accumulated reward points for a variety of options, adding an extra layer of flexibility to your card benefits.

Accessible Annual Fee:

The modest annual fee ensures that cardholders can enjoy the perks of the Kotak IOCL Credit Card without breaking the bank.

 

Kotak IOCL Credit Card Eligibility Criteria:

To be eligible for the Kotak IOCL Credit Card, applicants need to meet the following criteria:

Residency:

The applicant should be a resident of India.

Age Requirement:

The age of the applicant should be between 18 years and 65 years.

Stable Income Source:

Individuals applying for the card should have a stable source of income.

 

Documents Required for Kotak IOCL Credit Card:

For a smooth application process, applicants need to submit the following documents:

Identity Proof:

PAN Card

Aadhar card

Driving license

Voter ID, etc.

Income Proof:

Form 16

Latest three salary slips

Income Tax Return (ITR) File

Recent bank statement

Address Proof:

Ration card

Utility bills

Rent agreement

Passport, etc.

 

How to open an Kotak IOCL Rupay Credit Card on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Bank account category from offers or side bar and look for or search Kotak IOCL Rupay Credit Card

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by Kotak IOCL Rupay Credit Card to open Kotak IOCL Rupay Credit Card

5. Follow the instructions given by Kotak IOCL Rupay Credit Card  and go your video KYC  if required 

6.  After the successful submission of your application to open Kotak IOCL Rupay Credit Card wait for a short time to get your account activated.

Refer the video help guide here (link) 

 

Why choose Fayda To open an Kotak IOCL Rupay Credit Card

1. Cashback up to Rs.1000/- on opening Kotak IOCL Rupay Credit Card 

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-
 

Why Choose Fayda App for Kotak IOCL Credit Card:

Seamless Application Process:

Fayda App offers a user-friendly and streamlined application process for the Kotak IOCL Credit Card, ensuring convenience for users.

Exclusive Offers and Rewards:

By choosing Fayda App, users may gain access to exclusive offers and rewards associated with the Kotak IOCL Credit Card, enhancing the overall benefits.

Timely Notifications and Updates:

Fayda App keeps users informed with timely notifications and updates related to their credit card, ensuring they never miss out on important information.

Personalized Assistance:

Users can benefit from personalized assistance and support through Fayda App, addressing any queries or concerns related to the Kotak IOCL Credit Card.

Efficient Customer Service:

Fayda App provides efficient customer service, making it easy for users to get assistance, track applications, and resolve issues related to their credit card.

Secure and Reliable Transactions:

Users can enjoy secure and reliable transactions through Fayda App, ensuring a safe and trustworthy platform for managing their Kotak IOCL Credit Card.

User-Friendly Interface:

Fayda App offers a user-friendly interface, making it easy for individuals to navigate through features, check statements, and manage their Kotak IOCL Credit Card seamlessly.

Access to Additional Features:

Fayda App may provide users with access to additional features and tools that complement the benefits of the Kotak IOCL Credit Card, enhancing the overall experience.

 

FAQ 

1. How can I apply for the Kotak IOCL Credit Card through Fayda App?

To apply for the Kotak IOCL Credit Card on Fayda App, download the app, complete the application form, and follow the specified steps. Ensure you meet the eligibility criteria and submit the required documents.

 

2. What are the key features of the Kotak IOCL Credit Card available through Fayda App?

The Kotak IOCL Credit Card offers features such as fuel benefits, reward points on retail transactions, and exclusive privileges. Fayda App users may access additional benefits and offers.

 

3. Can I check my Kotak IOCL Credit Card statements and transactions on Fayda App?

Yes, Fayda App provides a platform for users to check their Kotak IOCL Credit Card statements, track transactions, and manage their card-related activities seamlessly.

 

4. Are there any exclusive offers for Kotak IOCL Credit Card holders on Fayda App?

Fayda App may offer exclusive deals and promotions for Kotak IOCL Credit Card holders. Keep an eye on the app for updates on special offers.

 

5. How secure are transactions made through Fayda App for the Kotak IOCL Credit Card?

Fayda App ensures secure and reliable transactions. The platform employs advanced security measures to safeguard user information and financial data.

 

6. Can I get assistance with any queries or issues related to my Kotak IOCL Credit Card through Fayda App?

Yes, Fayda App provides personalized assistance and customer service to address any queries or concerns related to the Kotak IOCL Credit Card. 

 

7. What steps should I follow if I want to track my Kotak IOCL Credit Card application status on Fayda App?

Fayda App typically provides a tracking feature for credit card applications. Users can check their application status by logging into the app and navigating to the relevant section.