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Introduction

Kissht Personal Loan , a non-banking financial corporation (NBFC) established in 2015 and operated by Onemi Technology Private Limited, presents a versatile array of financial solutions. Among its offerings are various loan products, with a notable emphasis on personal loans. These personal loans feature not only attractive interest rates but also offer flexibility in repayment tenures. Kissht, through its commitment to customer-centric financial services, aims to cater to diverse financial needs by providing accessible and convenient options for individuals seeking monetary assistance. Whether it's realizing personal goals or managing unexpected financial challenges, Kissht endeavors to be a reliable partner in the journey towards financial well-being.

Benefits of applying for a personal loan from Kissht

Applying for a personal loan from Kissht comes with a host of benefits designed to enhance the borrower's experience:

Easy Repayment Options:

Kissht provides borrowers with the convenience of easy repayment options. This flexibility ensures that individuals can choose a repayment plan that aligns with their financial circumstances, making the loan repayment process more manageable.

Zero Foreclosure Charge:

One notable advantage is the absence of foreclosure charges. Borrowers have the freedom to settle their loan before the stipulated tenure without incurring additional fees. This feature empowers individuals to take control of their financial obligations and clear the loan at their convenience.

Free Kissht EMI Card:

As an added benefit, Kissht offers a complimentary EMI (Equated Monthly Installment) card to borrowers. This card can be a valuable tool for managing and tracking monthly installment payments, contributing to a seamless and organized repayment experience.

Applying for a personal loan through Kissht not only provides financial assistance but also prioritizes customer convenience and empowerment through flexible repayment options and additional perks like the free EMI card. This commitment reflects Kissht's dedication to ensuring a positive and user-friendly borrowing experience for individuals seeking personal loans.

Eligibility Criteria for Kissht Personal Loan:

To qualify for a Kissht Personal Loan, applicants need to meet the following eligibility criteria:

Salaried Individuals:

Must be a salaried individual.

Minimum monthly salary should be Rs.15,000.

Self-Employed Individuals:

Must be a self-employed individual.

Minimum annual income requirement is Rs.1.2 lakh.

Documents Required for Kissht Personal Loan:

Applicants are required to submit the following documents for processing their personal loan application:

Aadhaar Card Copy:

A clear and legible copy of the Aadhaar card for identity verification.

PAN Card Copy:

A copy of the Permanent Account Number (PAN) card for financial and tax-related documentation.

Post-Dated Cancelled Cheque:

Submission of a post-dated cancelled cheque, which is a standard banking document, facilitates the loan disbursement process.

Bank Statements:

Bank statements for the last three months are necessary for assessing the applicant's financial history and capacity to repay the loan.

How to open an Kissht Personal Loan on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Personal Loan category from offers or side bar and look for or search Kissht Personal Loan 

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by Personal Loan to open Kissht Personal Loan

5. Follow the instructions given by Personal Loan and go your video KYC  if required 

6.  After the successful submission of your application to open Kissht Personal Loan wait for few time to get your account activated.

Refer the video help guide here (link) 

Why choose Fayda To open an Kissht Personal Loan

1. Cashback up to Rs.1000/- on opening Kissht Personal Loan

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-

Why Choose Fayda App for Kissht Personal Loan:

Seamless Application Process:

Fayda App streamlines the personal loan application process, ensuring a hassle-free and user-friendly experience. The platform is designed to make borrowing from Kissht quick and convenient.

User-Friendly Interface:

The Fayda App offers an intuitive and user-friendly interface, making it easy for individuals to navigate through the loan application steps. The clear layout enhances accessibility for users at various levels of technological familiarity.

Instant Loan Approval:

Kissht, facilitated through Fayda App, often provides swift loan approvals. This allows users to receive timely financial assistance, addressing urgent monetary requirements without unnecessary delays.

Transparent Terms and Conditions:

Fayda App ensures transparency in presenting the terms and conditions associated with Kissht Personal Loans. Borrowers can access and understand the loan details, interest rates, and repayment terms with clarity.

Secure Transactions:

The app prioritizes the security of user information and financial transactions. Stringent security measures are in place to safeguard sensitive data, providing users with confidence in the safety of their online interactions.

Customer Support:

Fayda App may offer dedicated customer support services to address user queries and concerns related to Kissht Personal Loans. Users can seek assistance through various channels, enhancing overall customer satisfaction.

Regular Updates and Notifications:

Users on Fayda App may benefit from regular updates and notifications regarding their loan application status, repayment schedules, and other important information. This feature helps borrowers stay informed throughout the loan journey.

FAQ 

Q1: How can I apply for a Kissht Personal Loan through Fayda App?

A1: To apply for a Kissht Personal Loan, download the Fayda App, register, and follow the simple steps to complete the loan application process. Ensure that you meet the eligibility criteria and have the required documents ready.

Q2: What eligibility criteria do I need to fulfill for a Kissht Personal Loan?

A2: For a Kissht Personal Loan, you must be a salaried individual with a minimum monthly salary of Rs.15,000 or a self-employed individual with a minimum annual income of Rs.1.2 lakh.

Q3: What documents are required for the Kissht Personal Loan application?

A3: The necessary documents include a copy of your Aadhaar card, PAN card, a post-dated cancelled cheque, and bank statements for the last three months.

Q4: Can I check the status of my Kissht Personal Loan application through Fayda App?

A4: Yes, Fayda App may provide updates and notifications on the status of your Kissht Personal Loan application, keeping you informed at every stage.

Q5: Is there a foreclosure charge for settling the Kissht Personal Loan early?

A5: No, Kissht Personal Loan offers the benefit of zero foreclosure charges, allowing you to settle the loan before the tenure without incurring additional fees.

Q6: How secure are transactions made through Fayda App for Kissht Personal Loan?

A6: Fayda App prioritizes the security of user information and financial transactions, implementing stringent measures to ensure the confidentiality and safety of online interactions.

Q7: Can I contact customer support for assistance with my Kissht Personal Loan?

A7: Yes, Fayda App may offer dedicated customer support services to address any queries or concerns related to your Kissht Personal Loan. Contact details and assistance channels can be found within the app.

Q8: What benefits does Fayda App provide for Kissht Personal Loan applicants?

A8: Fayda App offers a seamless application process, a user-friendly interface, instant loan approvals, transparent terms and conditions, secure transactions, customer support, and regular updates and notifications for a positive borrowing experience.