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INTRODUCTION

The IDFC First WOW Credit Card stands as a testament to innovation and customer-centric design within the realm of credit cards. Launched by IDFC First Bank, this credit card is more than just a financial instrument; it is a gateway to a world of exclusive benefits and unparalleled privileges. The acronym "WOW" aptly captures the essence of the card, promising a delightful and rewarding experience for its users. From a myriad of rewards and cashback programs to travel perks and lifestyle benefits, the IDFC First WOW Credit Card is crafted to cater to the diverse needs and aspirations of modern consumers. As a symbol of the bank's commitment to redefining banking experiences, this credit card offers a seamless blend of convenience, security, and a touch of luxury. Whether it's for everyday transactions, travel, or entertainment, the IDFC First WOW Credit Card stands as a symbol of financial empowerment, ushering its users into a realm of possibilities and privileges.

BENEFITS OF IDFC FIRST WOW CREDIT CARD :

Welcome Benefits:

Enjoy attractive welcome benefits, which may include reward points, discounts, or vouchers on joining.

Reward Points:

Earn reward points for every eligible transaction made using the WOW Credit Card. Accumulated points can be redeemed for a variety of options, including merchandise, vouchers, or statement credit.

Fuel Surcharge Waiver:

Avail of a fuel surcharge waiver at partner fuel stations when using the IDFC First WOW Credit Card for fuel transactions.

Dining Privileges:

Access exclusive dining offers, discounts, and privileges at partner restaurants, enhancing the culinary experience.

Airport Lounge Access:

Enjoy complimentary access to airport lounges, providing a comfortable and relaxing environment while traveling.

Zero Foreign Currency Markup:

Make international transactions without incurring foreign currency markup fees, making the card suitable for frequent travelers.

EMI Conversion:

Convert high-value purchases into easy monthly installments (EMIs) with attractive interest rates, providing flexibility in repayment.

Contactless Payments:

Experience the convenience of contactless payments for quick and secure transactions.

Travel Insurance:

Some versions of the IDFC First WOW Credit Card may offer travel insurance coverage, providing financial protection during trips.

Personalized Card Designs:

Choose from a variety of card designs, allowing for personalization based on individual preferences.

Interest-Free Period:

Enjoy an interest-free period on retail transactions, provided the outstanding balance is paid in full by the due date.

Discounts on Shopping:

Access exclusive discounts and offers on shopping, both online and offline, with partner merchants.

Online Account Management:

Manage the credit card account conveniently through online banking platforms or dedicated mobile apps, allowing for real-time tracking of transactions and payments.

Flexible Credit Limits:

Benefit from flexible credit limits based on the individual's financial profile and creditworthiness.

Bill Payment Flexibility:

Enjoy the flexibility to make partial payments or choose from multiple payment options, making it easier to manage monthly bills

ELIGIBILITY CRITERIA:

Age:

The primary cardholder is usually required to be within a certain age range, commonly between 18 and 65 years. Supplementary cardholders may have different age criteria.

Residential Status:

The applicant is generally required to be a resident of India with a valid residential address.

Income Criteria:

Applicants often need to meet minimum income requirements to be eligible for the IDFC First WOW Credit Card. The income criteria may vary based on the card variant.

Employment Status:

Applicants may need to be salaried or self-employed with a regular source of income. Some cards may specify a minimum employment or business stability period.

Credit Score:

A good credit score is usually a key factor in the approval process. Most credit card issuers, including IDFC First Bank, prefer applicants with a high credit score as it reflects creditworthiness.

Credit History:

A positive credit history, with no or minimal instances of defaulting on payments, is often considered favorable during the application evaluation.

Existing Relationship with the Bank:

Existing customers of IDFC First Bank may have certain advantages or tailored offers based on their banking relationship.

Documentation:

Applicants are required to submit valid identity proof, address proof, income proof, and any other documents as specified by IDFC First Bank. Common documents include Aadhaar card, PAN card, salary slips, bank statements, etc.

Nationality:

The applicant is typically required to be an Indian citizen. Non-resident Indians (NRIs) may have different eligibility criteria for specific credit cards.

Credit Card Policies:

Applicants should be aware of any specific policies or conditions set by IDFC First Bank for the particular variant of the WOW Credit Card they are applying for.

How to open an  IDFC First WOW Credit Card on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Bank account category from offers or side bar and look for or search IDFC First WOW Credit Card

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by  IDFC Bank to open IDFC First WOW Credit Card

5. Follow the instructions given by  IDFC Bank  and go your video KYC  if required 

6.  After the successful submission of your application to open IDFC First WOW Credit Card wait for few time to get your account activated.

Refer the video help guide here (link) 

Why choose Fayda To open an IDFC First WOW Credit Card

1. Cashback up to Rs.1000/- on opening IDFC First WOW Credit Card

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-

WHY CHOOSE FAYDA APP FOR IDFC FIRST WOW CREDIT CARD

User-Friendly Platform:

Fayda Pay is known for its user-friendly platform, making the credit card application process seamless and accessible for users of all levels of technical expertise.

Exclusive Offers and Promotions:

Fayda Pay may provide exclusive offers, deals, or promotions for individuals applying for the IDFC First WOW Credit Card through their platform. These exclusive perks can enhance the overall value of the credit card.

Real-Time Application Tracking:

Fayda Pay often features real-time application tracking, allowing users to monitor the status of their IDFC First WOW Credit Card application. This transparency provides peace of mind to applicants.

Application Assistance:

Users applying through Fayda Pay may receive assistance and guidance throughout the credit card application process, ensuring that they provide accurate information and meet all necessary requirements.

Centralized Financial Platform:

Fayda Pay may offer a centralized platform where users can not only apply for the IDFC First WOW Credit Card but also explore and manage other financial products and services, creating a comprehensive financial ecosystem.

Financial Education Resources:

Fayda Pay might offer financial education resources and information about credit cards, helping users make informed decisions about their financial choices.

Integrated Banking Experience:

Fayda Pay may provide an integrated banking experience, allowing users to explore and apply for the IDFC First WOW Credit Card within the broader banking ecosystem facilitated by Fayda.

Quick Document Submission:

Fayda Pay streamlines the document submission process, making it convenient for users to upload the necessary documents directly through the platform.

Prompt Customer Support:

Users can benefit from prompt customer support provided through Fayda Pay, addressing any queries or concerns related to the IDFC First WOW Credit Card application.

Security and Privacy:

Fayda Pay prioritizes the security and privacy of user information, ensuring that personal and financial details submitted during the credit card application process are handled with the utmost confidentiality.

FAQ

How can I apply for the IDFC First WOW Credit Card through Fayda Pay?

You can apply for the IDFC First WOW Credit Card through Fayda Pay by downloading the Fayda Pay app, creating an account, and following the credit card application process within the app.

 

What are the eligibility criteria for the IDFC First WOW Credit Card on Fayda Pay?

Eligibility criteria may include factors such as age, income, employment status, and credit history. Check the specific requirements on Fayda Pay or IDFC First Bank's website.

 

What documents are required for applying for the IDFC First WOW Credit Card through Fayda Pay?

Typically, you may need to submit documents such as proof of identity, proof of address, income proof, and any other documents specified by IDFC First Bank. Check the app for specific document requirements.

 

How long does it take to get a credit card approval through Fayda Pay?

The approval time may vary, but Fayda Pay often provides real-time application tracking, allowing you to monitor the status of your IDFC First WOW Credit Card application.

 

Are there any exclusive offers for applying through Fayda Pay?

Fayda Pay may offer exclusive deals or promotions for users applying for the IDFC First WOW Credit Card through the app. Check the app for any ongoing offers.

 

Is there a fee for using Fayda Pay to apply for the IDFC First WOW Credit Card?

Fayda Pay is usually free to use for credit card applications. However, standard fees and charges associated with the credit card itself may apply.

 

Can I track my IDFC First WOW Credit Card application status on Fayda Pay?

Yes, Fayda Pay typically offers a feature for real-time application tracking, allowing users to check the status of their credit card application at any time.

 

What should I do if I encounter issues during the application process on Fayda Pay?

If you face any issues, you can contact the customer support provided by Fayda Pay for assistance. The app usually offers prompt customer support to address user queries.

 

Is my personal and financial information secure on Fayda Pay?

Yes, Fayda Pay prioritizes the security and privacy of user information. They employ encryption and security measures to ensure the confidentiality of personal and financial details.

 

Can I explore other financial products on Fayda Pay?

Yes, Fayda Pay may offer access to a range of financial products and services, creating an integrated banking experience beyond credit cards.