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25
Jan
HSBC Cashback Credit Card

HSBC Cashback Credit Card


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INTRODUCTION

Unleash a world of cashback rewards with the HSBC Cashback Credit Card, an offering that redefines your spending experience. Crafted to elevate your financial journey, this credit card from HSBC introduces a seamless blend of convenience and savings. Embrace a life where every transaction becomes an opportunity to earn enticing cashback, turning your everyday purchases into delightful rewards. Whether it's dining, shopping, or utility payments, the HSBC Cashback Credit Card ensures that every swipe is a step towards maximizing your savings. With a host of features and benefits, this card is designed to complement your lifestyle, making it more rewarding than ever. Welcome to a realm where your expenses pave the way for unparalleled cashback benefits, courtesy of HSBC.
 

Features and Benefits of HSBC Cashback Credit Card:

Welcome Benefits and Introductory Offers:

Receive 2 Airport Lounge Access for both domestic and international lounges or opt for 2 meal vouchers worth Rs.400 at airport restaurants.

Enjoy a 20% discount on Swiggy orders exceeding Rs.200.

Avail a Swiggy voucher of Rs.250, redeemable within the first 60 days of card issuance.

Benefit from a 5% discount on Amazon purchases over Rs.1,000.

Cashback Offers:

Earn a cashback of 1.5% on all online spends using the credit card.

Receive a 1?shback on all other non-online expenditures.

Cashback feature is applicable to purchases made through EMI as well.

Milestone Benefits:

Spend over Rs.1 lakh in a year and enjoy a waiver on the annual fee of Rs.750.

Miscellaneous Benefits:

Zero Liability in Case of Card Loss:

Experience zero liability in case of a lost card. Report and register the loss within 24 hours for complete protection.

Insurance Cover:

Avail insurance coverage of up to Rs.3 lakh for up to 24 hours before reporting the loss.

Emergency Card Replacement:

Get an emergency card replacement from anywhere in the world within just 3 days.

Wide Range of Insurance Benefits:

The card comes with a comprehensive set of insurance benefits to safeguard the cardholder from various situations.

HSBC Cashback Credit Card Limit:

The credit limit for the HSBC Cashback card is determined at the discretion of the bank, subject to thorough checks. Factors influencing the credit limit include the primary cardholder's credit score, credit report, and repayment habits concerning past or current debts.

 

Eligibility Criteria for HSBC Cashback Credit Card:

Application Process:

Initiate the application process by clicking on the 'Apply Now' option on the bank's website.

Fill in a form with basic details, and the bank will assess your eligibility for the credit card.

Citizenship Requirement:

The primary applicant must be a citizen of India.

Age Criteria:

The age of the primary applicant must fall within the range of 18 to 70 years.

Add-on Applicant Age:

The age of any add-on applicant must be above 15 years.

Thorough Verification:

The bank will conduct a comprehensive check to determine your eligibility for the HSBC Cashback Credit Card.

The verification process considers factors such as credit history, financial stability, and adherence to credit policies.

Communication from the Bank:

Once the application is submitted, the bank will contact you to communicate the status of your credit card eligibility.

Prompt Response:

HSBC aims to provide a quick and efficient response to your credit card application, keeping you informed throughout the process.
 

Documents Required for HSBC Cashback Credit Card:

Proof of Identity:

Aadhaar card

Passport

Driving Licence

Address Proof:

Ration Card

Voter ID

Passport

Aadhaar card

Proof of Income:

Salary Slip

Income Tax Returns (ITR)

Form 16

Additional Notes:

The above list is indicative and may include other documents required by the bank during or after the application process.

The bank reserves the right to request additional documentation based on specific requirements.

Comprehensive Verification:

Submitting these documents facilitates a comprehensive verification process, ensuring accuracy and authenticity.

Flexibility in Requirements:

The bank may request additional documents beyond the listed ones to fulfill specific application or verification needs.

Timely Submission:

Timely submission of the required documents is crucial for a swift and seamless application process.

Communication from the Bank:

Once the documents are submitted, the bank will communicate with you regarding the status of your application and any further requirements.

Adherence to Bank Policies:

Ensure compliance with the bank's policies and guidelines regarding document submission for the HSBC Cashback Credit Card.
 

Why Choose Fayda App for HSBC Cashback Credit Card  :

Blockchain Loyalty Rewards:

Fayda App integrates a robust blockchain-based loyalty program, enhancing the rewards structure of the HSBC Cashback Credit Card. Users can earn additional benefits and cryptocurrency rewards seamlessly.

Comprehensive Financial Services:

Beyond loyalty rewards, Fayda App serves as a platform for various financial services. Users can access and manage multiple financial products, creating a holistic financial ecosystem.

Crypto Rewards Synergy:

Users of the HSBC Cashback Credit Card can maximize their rewards by leveraging Fayda App's cryptocurrency rewards. This synergy adds a modern and innovative layer to traditional credit card benefits.

Referral Opportunities:

Fayda App's referral program aligns with the community aspect of the HSBC Cashback Credit Card. Users can refer others to the app, resulting in additional rewards and benefits for both the referrer and the new user.

Cashback on Financial Transactions:

HSBC Cashback Credit Card users can enjoy cashback benefits on various financial transactions through Fayda App. This additional perk enhances the overall value proposition for users, providing tangible benefits for their financial activities.

User-Friendly Mobile Experience:

Fayda App ensures a user-friendly mobile interface, making it convenient for HSBC Cashback Credit Card users to manage their credit card transactions, rewards, and financial services all in one place.

Network Building and Benefits:

Fayda App's network-building features complement the community aspect of HSBC Cashback Credit Card. Users can expand their network, enjoy referral benefits, and participate in a shared ecosystem that amplifies the overall benefits.

Innovation and Digital Integration:

Both Fayda App and HSBC Cashback Credit Card represent a commitment to innovation and digital integration. Users benefit from cutting-edge solutions that simplify and enhance their financial experiences.

Transparent Redemption Process:

Fayda App ensures a transparent redemption process for converting earned rewards into tangible value. Users can easily understand and access the benefits they accrue through their HSBC Cashback Credit Card transactions.

Comprehensive Financial Management:

Fayda App provides a platform for holistic financial management. Users can track expenses, manage rewards, and access a range of financial services seamlessly, creating a centralized hub for their financial activities.
 

FAQ

1. What is Fayda App, and how does it complement the HSBC Cashback Credit Card?

Fayda App is a blockchain-based loyalty program and financial services platform. It complements the HSBC Cashback Credit Card by offering additional cryptocurrency rewards, integrated financial services, and a user-friendly interface.

 

2. Can I link my HSBC Cashback Credit Card to Fayda App for enhanced rewards?

Yes, Fayda App typically allows users to link their HSBC Cashback Credit Card to the app, unlocking additional rewards and benefits.

 

3. What financial services are available on Fayda App for HSBC Cashback Credit Card users?

Fayda App offers a range of financial services, including crypto rewards, referral benefits, and cashback on various transactions made with the HSBC Cashback Credit Card.

 

4. How does the referral program work on Fayda App for HSBC Cashback Credit Card users?

Users can refer others to Fayda App, and when their referrals use HSBC Cashback Credit Card or other services, they can earn additional rewards. Details on participating in the referral program are typically available within the app.

 

5. Are there any charges associated with using Fayda App for HSBC Cashback Credit Card transactions?

Fayda App itself is generally free to use. However, users should check for any specific terms or conditions related to additional services or features within the app.

 

6. Can I redeem the rewards earned on Fayda App for tangible benefits with HSBC Cashback Credit Card?

Yes, Fayda App typically provides options for users to redeem their earned rewards. The redemption process may vary, but users can convert their rewards into tangible value, such as cashback or other benefits for their HSBC Cashback Credit Card.

 

7. Is my financial information secure when using Fayda App with HSBC Cashback Credit Card?

Both Fayda App and HSBC Cashback Credit Card prioritize the security of user information. Transactions and data are typically encrypted to ensure a secure and safe user experience.

 

8. How do I check and manage my HSBC Cashback Credit Card transactions on Fayda App?

Fayda App provides a user-friendly interface for managing HSBC Cashback Credit Card transactions. Users can typically view and track their card activities, rewards, and other associated benefits within the app.

 

9. Can I access customer support for Fayda App and HSBC Cashback Credit Card queries?

Yes, both Fayda App and HSBC generally provide customer support services. Users can reach out to the respective customer support channels for assistance with any queries or concerns.