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INTRODUCTION

The Gild FD Card introduces a revolutionary paradigm in the world of financial services, seamlessly blending the versatility of a traditional debit card with the innovative features of fixed deposits. Representing a novel approach to personal finance, the Gild FD Card empowers users with the dual benefits of spending convenience and wealth accumulation. This unique card offers the typical functionalities of a debit card, enabling users to make everyday purchases, withdrawals, and online transactions with ease. What sets the Gild FD Card apart is its integrated fixed deposit feature, allowing users to earmark a portion of their spending as a fixed deposit, thereby earning competitive interest rates on their savings. The card's design not only facilitates financial transactions but also encourages a disciplined approach to saving, aligning with the evolving needs of modern consumers seeking a holistic and rewarding financial tool. The Gild FD Card exemplifies the intersection of financial technology and prudent saving, making it a compelling choice for individuals looking to optimize both their spending and savings strategies.
 

FEATURS OF GILD CARD :

Global Acceptance:

A card that is widely accepted internationally enables users to make transactions and withdrawals in various countries without any hassle.

ATM Withdrawals:

The ability to withdraw cash from ATMs provides users with flexibility in accessing their funds, especially in situations where card payments may not be accepted.

Budgeting Tools:

Some cards offer budgeting features that categorize and track spending, helping users manage their finances more effectively. This can include expense categorization and spending limit notifications.

Customer Support:

Access to responsive and helpful customer support is crucial. This can include various contact options such as phone, email, or live chat to assist users with any issues or inquiries.

Customizable Settings:

The ability to customize card settings, such as spending limits, transaction notifications, and security preferences, allows users to tailor their card usage according to their preferences and needs.
 

Gild Cards stand out from other cards for several reasons:

Customizable Credit Limits:

With Gild Cards, users have the unique advantage of setting their credit limits without bank interference, providing flexibility and control over their spending.

Lowest Forex Markup Fees:

Gild Cards offer the benefit of the lowest markup fees for foreign currency transactions, making it cost-effective for international purchases and travel.

Credit Score Building:

These cards contribute to building and improving your credit score, fostering a positive financial profile for users.

Lower Annual Percentage Rate (APR):

Gild Cards come with a lower Annual Percentage Rate compared to other cards, reducing the overall cost of borrowing and making it more financially favorable for users.

Interest-Free Cash Withdrawals:

Unlike many other cards, Gild Cards allow users to withdraw cash without incurring interest charges, offering additional financial flexibility.

DICGC Fund Insurance:

Gild Cards prioritize the security of your funds by providing insurance through the Deposit Insurance and Credit Guarantee Corporation (DICGC), ensuring protection for your money.
 

To qualify for the Gild card, individuals need to meet specific eligibility criteria:

Age Requirement:

Applicants should be between 18 and 60 years old to be considered eligible for the Gild card.

Citizenship:

The Gild card is exclusively available for Indian citizens, ensuring that applicants hold Indian citizenship to apply.

Geographical Availability:

While the card is accessible in most Indian pin codes, it is not currently offered in the North-Eastern states and Jammu & Kashmir.

No Credit Checks:

Unlike many other cards, Gild card applicants do not undergo credit checks. Eligibility is guaranteed when applicants make a fixed deposit.

Credit Profile Building:

Beyond its financial features, the Gild card also aids in establishing a positive credit profile and credit score for users.
 

How to open an Gild FD Card on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Investment category from offers or side bar and look for or search Gild FD Card 3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by  Gild to open Gild FD Card 

5. Follow the instructions given by  Gild and go your video KYC  if required 

6.  After the successful submission of your application to open an Gild FD Card wait for a few times to get your account activated.

Refer the video help guide here (link) 

 

Why choose Fayda To open an Gild FD Card 

1. Cashback up to Rs.1000/- on opening Gild FD Card 

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-
 

WHY CHOOSE FAYDA APP  FOR GILD FD CARD :

Integrated Financial Services:

Fayda App seamlessly integrates with the Gild FD Card, providing users with a unified platform for managing their card transactions, fixed deposits, and other financial services. The convenience of having all these features in one app streamlines financial management.

Blockchain-Based Rewards:

If Fayda App incorporates blockchain-based loyalty rewards, users can earn crypto coins for their Gild FD Card transactions. This innovative feature adds an extra layer of value to the financial interaction, combining traditional banking with modern reward systems.

Comprehensive Mobile Experience:

The Fayda App, designed for both Android and iOS, offers users the flexibility to manage their Gild FD Card on the go. The mobile app provides real-time access to card transactions, account details, and any integrated loyalty program rewards.

Referral Program Benefits:

Fayda App's referral program can be advantageous for Gild FD Card users. By referring others to the app, users may have the opportunity to earn referral rewards, enhancing the overall benefits derived from their financial activities.

Financial Inclusion Initiatives:

If Fayda App is committed to financial inclusion, users of the Gild FD Card may find themselves part of a community-focused platform. This can contribute to a sense of shared financial goals and objectives.

User-Friendly Interface:

Fayda App is likely to offer a user-friendly interface, making it easy for individuals to navigate through their Gild FD Card transactions, set preferences, and explore additional financial services seamlessly.

Transparent and Secure Transactions:

Leveraging blockchain technology or other advanced security measures, Fayda App can provide users with confidence in the transparency and security of their Gild FD Card transactions, ensuring a secure and reliable financial experience.

Holistic Financial Management:

Fayda App's integration with the Gild FD Card allows users to manage their fixed deposits, card transactions, and potential rewards within a single platform. This holistic approach simplifies financial management for users.

 

FAQ 

What is Fayda App?

Fayda App is a mobile application that offers integrated financial services, including the management of the Gild FD Card. It may also provide blockchain-based loyalty rewards and referral programs.

 

How Can I Apply for the Gild FD Card through Fayda App?

The process for applying for the Gild FD Card through Fayda App is typically outlined within the app. Users may need to follow specific steps, which could include providing necessary documentation and details.

 

What Benefits Does Fayda App Offer for Gild FD Card Users?

Fayda App may offer benefits such as integrated financial services, blockchain-based rewards for card transactions, a referral program, and a user-friendly interface for managing Gild FD Card activities.

 

Is Fayda App Available for Both Android and iOS?

Fayda App is designed to be accessible on both Android and iOS platforms. Users can download the app from the respective app stores.

 

How Does the Referral Program Work on Fayda App for Gild FD Card Users?

The referral program on Fayda App allows users to refer others to the app. Users may earn rewards when their referrals engage with financial services, including the Gild FD Card.

 

Can I Access Real-Time Information about My Gild FD Card Transactions on Fayda App?

Yes, Fayda App typically provides a real-time overview of Gild FD Card transactions, allowing users to stay updated on their card activities.

 

Are Gild FD Card Transactions on Fayda App Secure?

Fayda App may utilize advanced security measures, such as blockchain technology, to ensure the security and transparency of Gild FD Card transactions.

 

How Can I Earn Blockchain-Based Loyalty Rewards on Fayda App with the Gild FD Card?

Users may earn blockchain-based loyalty rewards on Fayda App by using their Gild FD Card for transactions. These rewards could be in the form of crypto coins or other loyalty program benefits.

 

What Makes Fayda App Different from Other Financial Apps for Gild FD Card Users?

Fayda App distinguishes itself by providing integrated financial services, blockchain-based rewards, and potentially unique features that enhance the overall user experience for Gild FD Card users.

 

Is Customer Support Available for Gild FD Card Users on Fayda App?

Yes, Fayda App typically offers customer support to assist users with inquiries, concerns, or assistance related to their Gild FD Card and other financial services.