Apply Now

INTRODUCTION

Bank of Baroda (BOB), one of India's leading public sector banks, introduces its Lifetime Free Credit Card, a financial offering that exemplifies accessibility and convenience. Designed to cater to the diverse needs of cardholders, the BOB Lifetime Free Credit Card stands out for its unique feature of waiving off annual fees throughout the cardholder's lifetime. This credit card is a testament to Bank of Baroda's commitment to providing inclusive financial solutions, allowing individuals to enjoy the benefits of a credit card without the burden of recurring fees. With a range of features such as rewards programs, cashback offers, and seamless online transactions, the BOB Lifetime Free Credit Card is poised to enhance the overall banking experience for customers, making it an attractive choice for those seeking a cost-effective and feature-rich credit card option

BOB Financial Solutions Limited, established in 1994, is a leading Non-Banking Financial Company fully owned by Bank of Baroda. Renowned for their role as credit card industry pioneers, they offer a diverse range of credit cards tailored for individuals and businesses, catering to various customer needs.

Whether you're looking for a BOB Lifetime Free Card for everyday needs, travel, or business, BOB Financial has a solution. They provide specialized cards for Defense Personnel (Indian Army and Navy), professionals (ICAI, ICMAI, ICSI), and co-branded cards with popular brands like HPCL, Snapdeal, and IRCTC. Premium lifestyle cards such as Eterna and Premier are also part of their offering.

In essence, a Bank of Baroda Credit Card is more than just a plastic card; it's like having accessible money in your pocket anytime. It empowers you to meet specific requirements and savor life's experiences to the fullest. With a BOB Financial Credit Card, you enjoy easy fund access, making payments and purchases a convenient and seamless experience.

BENEFITS OF  BOB LIFETIME FREE CREDIT CARD  :

Zero Annual Fees: The BOB Lifetime Free Credit Card comes with the advantage of no annual fees, allowing you to enjoy its perks without any additional cost.

Tailored for Every Need: Whether you are a frequent shopper, traveler, or a business professional, this card is designed to meet diverse needs, making it versatile for different lifestyles.

Specialized Cards: BOB Financial offers specialized cards for Defense Personnel, professionals like ICAI, ICMAI, ICSI, and co-branded cards with popular brands, ensuring that there is a card for every specific requirement.

Premium Lifestyle Cards: Enjoy the benefits of premium lifestyle cards like Eterna and Premier, which come with exclusive privileges and rewards for a more luxurious experience.

Easy Access to Funds: A BOB Lifetime Free Credit Card provides you with convenient access to funds, allowing you to make payments and purchases effortlessly.

Partnerships with Top Brands: Benefit from co-branded cards with renowned brands like HPCL, Snapdeal, and IRCTC, offering additional rewards and discounts when you shop or travel with these partners.

USES OF CREDIT CARD

Convenient Payments: Credit cards offer a convenient way to make payments for goods and services. You can use them at various merchants, both online and offline, making transactions quick and hassle-free.

Emergency Expenses: In times of emergencies or unexpected expenses, a credit card can serve as a financial safety net. It provides immediate access to funds, allowing you to handle unforeseen situations.

Builds Credit History: Responsible use of a credit card contributes to building a positive credit history. Timely payments and managing credit responsibly can enhance your credit score, which is crucial for future financial endeavors.

Online Shopping: Credit cards are widely used for online shopping. They provide a secure payment method, and many online platforms offer exclusive discounts and rewards for credit card users.

Travel Benefits: Certain credit cards offer travel-related perks such as air miles, hotel discounts, and travel insurance. Using a credit card for travel expenses can provide additional benefits and rewards.

Rewards and Cashback: Many credit cards come with rewards programs and cashback offers. Every purchase you make with the credit card earns you points or cashback, which can be redeemed for various benefits.

Interest-Free Period: Credit cards typically offer an interest-free period from the date of purchase to the due date of the payment. If you pay the full balance within this period, you won't incur any interest charges.

Balance Transfers: Credit cards may allow you to transfer balances from one card to another, often with a lower interest rate for a promotional period. This can help consolidate debt and save on interest payments.

Credit Card Loans: Some credit cards offer the option to convert credit card transactions into easy monthly installments, providing flexibility in managing larger expenses over time.

WHY CHOOSE FYADA APP  FOR BOB LIFETIME FREE CREDIT CARD

User-Friendly Interface: The FYADA App offers a user-friendly interface, ensuring a seamless and intuitive experience for managing your BOB Lifetime Free Credit Card. Navigating through the app is easy, making it accessible for users of all levels of tech-savviness.

Quick and Convenient Access: With FYADA, you have quick and convenient access to your BOB Lifetime Free Credit Card information anytime, anywhere. Whether you need to check your balance, view transactions, or make payments, the app provides instant access to essential features.

Transaction Alerts: Receive real-time transaction alerts on the FYADA App, keeping you informed about every purchase made with your BOB Lifetime Free Credit Card. This feature enhances security by allowing you to monitor your card activity closely.

Bill Payment Ease: FYADA simplifies the bill payment process for your BOB Lifetime Free Credit Card. You can conveniently pay your credit card bills through the app, ensuring timely payments and avoiding late fees.

Reward Tracking: Track and manage the rewards earned through your BOB Lifetime Free Credit Card on the FYADA App. Stay updated on your reward points and redeem them for exciting offers and benefits.

Security Features: FYADA prioritizes the security of your financial information. The app is equipped with robust security features, safeguarding your BOB Lifetime Free Credit Card details and ensuring a secure digital environment.

Exclusive Offers and Discounts: Access exclusive offers and discounts on the FYADA App that are tailored for BOB Lifetime Free Credit Card users. Enjoy special deals from partner merchants, maximizing the value of your credit card.

Customer Support: FYADA provides customer support features within the app, allowing you to easily reach out for assistance, report issues, or get answers to your queries related to your BOB Lifetime Free Credit Card.

Document Storage: Keep your essential documents related to your BOB Lifetime Free Credit Card organized and easily accessible through the FYADA App. This feature adds convenience to managing your financial records.

Regular Updates and Enhancements: FYADA consistently updates and enhances its features to provide an optimal user experience. You can benefit from the latest functionalities and improvements when managing your BOB Lifetime Free Credit Card through the app.

FAQ 

 

What is FYADA App?

FYADA App is a mobile application that provides a platform for managing your BOB Lifetime Free Credit Card. It offers features such as balance inquiry, transaction tracking, bill payments, and more.

 

How to Download FYADA App?

You can download the FYADA App from the App Store (for iOS devices) or Google Play Store (for Android devices). Search for "FYADA" and follow the installation instructions.

 

Is FYADA App Free to Use?

Yes, downloading and using the FYADA App is typically free. However, check for any data charges from your mobile service provider while using the app.

 

What Functions Can I Perform on FYADA App for BOB Lifetime Free Credit Card?

FYADA App allows you to check your credit card balance, view transactions, make bill payments, track rewards, receive transaction alerts, and access exclusive offers.

 

How Secure is FYADA App?

FYADA App prioritizes security. It employs encryption and other security measures to protect your BOB Lifetime Free Credit Card information. Ensure you use secure login credentials.

 

Can I Set Transaction Alerts on FYADA App?

Yes, FYADA App provides real-time transaction alerts. You can configure notifications to receive alerts for every transaction made with your BOB Lifetime Free Credit Card.

 

How to Pay BOB Lifetime Free Credit Card Bills on FYADA App?

Navigate to the bill payment section on FYADA App, select your BOB Lifetime Free Credit Card, enter the payment details, and complete the transaction as per the app's instructions.

 

Are There Exclusive Offers for FYADA App Users?

Yes, FYADA often provides exclusive offers and discounts for BOB Lifetime Free Credit Card users. Check the app regularly for special deals from partner merchants.

 

Can I Track and Redeem Rewards on FYADA App?

Yes, FYADA App allows you to track the rewards earned through your BOB Lifetime Free Credit Card. You can also redeem these rewards for various offers and benefits.

 

Is Customer Support Available on FYADA App?

Yes, FYADA App provides customer support features within the app. You can use these features to reach out for assistance, report issues, or get answers to your queries related to your credit card.