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Introduction

The Bajaj RBL Credit Card introduces a seamless fusion of financial flexibility and rewarding experiences, brought to you through the collaboration of Bajaj Finance Limited and RBL Bank. Tailored to cater to the diverse needs and aspirations of modern consumers, this credit card stands as a symbol of convenience and exclusivity. Whether you seek robust financial solutions or desire to elevate your lifestyle with curated benefits, the Bajaj RBL Credit Card offers a comprehensive suite of features. From attractive reward programs and cashback offers to exclusive privileges in travel, dining, and shopping, this credit card is designed to enhance every aspect of your spending journey. With a commitment to innovation and customer satisfaction, the Bajaj RBL Credit Card emerges as a valuable companion for those looking to make the most out of their financial transactions while enjoying a range of perks.

 

BENEFITS AND FEATURES OF Bajaj RBL Credit Card 

Welcome Benefits:

Cardholders often enjoy welcome benefits, which may include bonus rewards points, cashback, or discounts on select partner merchants.

Reward Points Accumulation:

The card allows users to earn reward points for every transaction made. These points can be accumulated and later redeemed for a variety of rewards, including merchandise, vouchers, or even statement credit.

Cashback Offers:

Some Bajaj RBL Credit Cards offer cashback on specific categories of spending, providing cardholders with direct savings on their purchases.

Discounts on Partner Merchants:

Cardholders may be eligible for exclusive discounts or offers when making purchases at partner merchants, including retail stores, dining establishments, or online platforms.

Travel Benefits:

Depending on the specific card variant, users might enjoy travel-related perks such as airport lounge access, complimentary travel insurance, or discounts on flight and hotel bookings.

Fuel Surcharge Waiver:

The card may offer a waiver on fuel surcharges at designated petrol pumps, providing additional savings for cardholders who frequently use their card for fuel expenses.

EMI Facilities:

Bajaj RBL Credit Cards often provide the flexibility of converting high-value purchases into easy monthly installments (EMIs), making it more convenient for cardholders to manage their finances.

Contactless Payments:

Many Bajaj RBL Credit Cards come equipped with contactless payment technology, allowing users to make secure and swift transactions by simply tapping their card at compatible terminals.

Online Account Management:

Cardholders can conveniently manage their credit card accounts online through a dedicated portal or mobile app. This includes checking statements, monitoring transactions, and making payments.

Security Features:

The card typically incorporates security features such as OTP-based transactions, SMS alerts, and the option to set spending limits, enhancing the overall safety of card usage.

Global Acceptance:

Bajaj RBL Credit Cards are generally accepted globally, enabling cardholders to make purchases and withdrawals internationally.

Customized Card Variants:

Bajaj RBL offers a variety of credit card variants to cater to different lifestyles and preferences, allowing users to choose a card that aligns with their specific needs.

 

Eligibility Criteria:

Age:

The primary cardholder is usually required to be within a specified age range, commonly between 21 and 65 years. Supplementary cardholders may have different age criteria.

Income:

The applicant is often required to have a minimum monthly or annual income to be eligible for a Bajaj RBL Credit Card. The income criterion can vary based on the card variant.

Residency:

The applicant should be a resident of India. Some cards may have specific requirements for individuals residing in metro or non-metro cities.

Credit Score:

A good credit score is generally preferred. The specific score required can vary, but a higher credit score increases the likelihood of approval.

Employment Status:

Applicants may need to be salaried or self-employed. Salaried individuals typically need to provide proof of employment, while self-employed individuals may need to show evidence of their business.

Credit History:

A positive credit history with timely payment of previous debts is usually preferred. A history of defaults or delinquencies may impact eligibility.

 

Documents Required:

Proof of Identity:

Aadhaar card, Passport, Voter ID, or any other government-issued photo identity card.

Proof of Address:

Aadhaar card, Passport, Utility bills (electricity, water, gas), or any other document that serves as a valid address proof.

Income Proof for Salaried Individuals:

Salary slips for the last 3 to 6 months, Form 16, or a salary certificate from the employer.

Income Proof for Self-Employed Individuals:

Income tax returns, audited financial statements, business continuity proof, or any other document verifying the income.

Recent Passport-Size Photographs:

Passport-sized photographs of the applicant.

PAN Card:

Permanent Account Number (PAN) card is essential for KYC (Know Your Customer) verification.

Bank Statements:

Bank statements for the last 3 to 6 months may be required to verify the applicant's financial transactions.

Occupation Proof:

For self-employed individuals, documents such as the Certificate of Incorporation, Business License, or Partnership Deed may be required.

 

How to open an Bajaj RBL Credit Card on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the category from offers or side bar and look for or search Bajaj RBL Credit Card

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by Bajaj RBL to open Bajaj RBL Credit Card

5. Follow the instructions given by Bajaj RBL and go your video KYC  if required 

6.  After the successful submission of your application to open Bajaj RBL Credit Card wait for few time to get your account activated.

Refer the video help guide here (link) 

 

Why choose Fayda To open an Bajaj RBL Credit Card

1. Cashback up to Rs.1000/- on opening Bajaj RBL Credit Card

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-

 

WHY CHOOSE FAYDA APP FOR Bajaj RBL Credit Card 

 

User-Friendly Interface:

Fayda App is designed with a user-friendly interface, making it easy for individuals to navigate through the application process. The intuitive design ensures a smooth and hassle-free experience.

Single Platform for Multiple Cards:

Fayda App often serves as a single platform where users can explore and apply for various credit cards, including different variants offered by Bajaj RBL. This provides users with the flexibility to compare and choose the card that best suits their needs.

Exclusive Offers and Promotions:

Fayda App may feature exclusive promotions, deals, or offers for users applying for Bajaj RBL Credit Cards through the platform. These exclusive benefits could include welcome bonuses, cashback, or discounts on specific transactions.

Real-Time Application Tracking:

Fayda App typically provides a real-time application tracking feature, allowing users to monitor the status of their credit card application. This transparency keeps applicants informed about the progress of their request.

Secure and Encrypted Transactions:

Fayda App prioritizes the security of user information. It employs encryption and security measures to ensure the confidentiality of personal and financial details during the application process.

Customer Support:

Users can access customer support services through Fayda App for any queries or concerns related to the Bajaj RBL Credit Card application. Prompt customer support enhances the overall experience for applicants.

Application Convenience:

Fayda App streamlines the application process, allowing users to complete the necessary steps with minimal effort. This convenience is particularly beneficial for individuals looking for a straightforward and time-efficient application experience.

Information Accessibility:

Fayda App provides users with easy access to comprehensive information about the Bajaj RBL Credit Cards, including features, benefits, fees, and terms. This enables users to make well-informed decisions.

Digital Verification Process:

The application process on Fayda App often includes digital verification steps, reducing the need for extensive paperwork. Digital verification contributes to a quicker and more efficient application process.

 

FAQs

Q1: What are the different variants of Bajaj RBL Credit Cards available?

A1: Bajaj RBL Credit Cards offer various variants with different features and benefits. Common variants include Platinum Choice SuperCard, World Prime Supercard, and others. Check the specific details for each variant to find one that suits your needs.

 

Q2: How can I apply for a Bajaj RBL Credit Card through Fayda App?

A2: To apply for a Bajaj RBL Credit Card through Fayda App, download the app, register or log in, and navigate to the credit card section. Follow the application instructions, provide the required details, and submit the application. Track the status through the app.

 

Q3: What is the eligibility criteria for Bajaj RBL Credit Cards?

A3: Eligibility criteria may include age, income, employment status, and credit score. Typically, applicants need to be within a certain age range, have a regular income, and maintain a good credit history. Specific criteria may vary based on the card variant.

 

Q4: What documents are required for the Bajaj RBL Credit Card application?

A4: Common documents include proof of identity (Aadhaar, Passport), proof of address (Utility bills), income proof (salary slips, ITR), recent photographs, PAN card, and others. Check the specific requirements for the variant you are applying for.

 

Q5: How long does it take to get approval for a Bajaj RBL Credit Card?

A5: The approval time varies, but it is often within a few days. Using Fayda App may provide real-time application tracking, allowing you to monitor the status of your credit card application.

 

Q6: Can I check my Bajaj RBL Credit Card statement online?

A6: Yes, Bajaj RBL Credit Cardholders can typically check their statements online through the official website or mobile app. Log in to your account to view transactions, statements, and other details.

 

Q7: What are the annual fees and charges associated with Bajaj RBL Credit Cards?

A7: Each variant may have different fees and charges. Annual fees, interest rates, and other charges are specified in the terms and conditions. Check the details for the specific card variant you are interested in.

 

Q8: Are there any reward programs with Bajaj RBL Credit Cards?

A8: Yes, Bajaj RBL Credit Cards often come with reward programs where cardholders earn points for transactions. These points can be redeemed for various rewards such as vouchers, merchandise, or statement credit.

 

Q9: How can I contact customer support for Bajaj RBL Credit Card-related queries?

A9: Customer support contact details are typically provided on the official website and mobile app. You can reach out to customer support through phone, email, or online chat for assistance.

 

Q10: Can I get additional cards for family members with my Bajaj RBL Credit Card?

A10: Yes, many Bajaj RBL Credit Cards allow the primary cardholder to request additional cards for family members. These cards may have shared benefits, and transactions on additional cards contribute to the primary cardholder's account.