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INTRODUCTION

AU Bank Credit Card is a financial offering that exemplifies convenience, flexibility, and a seamless banking experience. Tailored to meet the diverse financial needs of individuals, AU Bank Credit Card combines innovative features with a commitment to customer satisfaction. With AU Bank's reputation for customer-centric services, the credit card brings forth a range of benefits, from cashless transactions and reward programs to exclusive privileges. Whether it's everyday expenses, travel, or special occasions, AU Bank Credit Card provides a reliable and efficient means of managing finances. The introduction of this credit card reflects AU Bank's dedication to enhancing the banking experience for its customers, offering a valuable tool that aligns with their financial goals and aspirations.

BENEFITS AND FEATURS OF AU BANK CREDIT CARD

Cashless Transactions:

AU Bank Credit Card facilitates hassle-free and secure cashless transactions, allowing cardholders to make payments conveniently at various merchant outlets.

Reward Programs:

Earn exciting rewards with every transaction through AU Bank Credit Card. Accumulated reward points can be redeemed for a variety of offerings, including merchandise, gift vouchers, or travel benefits.

Credit Limit Flexibility:

AU Bank Credit Card provides users with a flexible credit limit based on their financial profile and creditworthiness, enabling them to manage their expenses effectively.

Exclusive Privileges:

Enjoy exclusive privileges such as discounts, cashback, and special offers on partner merchants, dining, travel, and lifestyle experiences, enhancing the overall value of the credit card.

EMI Options:

Convert high-value purchases into easy monthly installments with AU Bank Credit Card's EMI options. This feature enables cardholders to manage their finances by spreading the cost of purchases over time.

Contactless Payments:

AU Bank Credit Card may feature contactless technology, allowing users to make quick and secure payments by simply tapping their cards on compatible POS terminals, providing a faster and convenient payment experience.

Online Account Management:

Access and manage your AU Bank Credit Card account online through a user-friendly portal or mobile app. Monitor transactions, check statements, and make payments with ease.

Travel Benefits:

For those who love to travel, AU Bank Credit Card may offer travel-related benefits such as discounts on flights, hotels, or complimentary access to airport lounges, enhancing the travel experience.

Zero Lost Card Liability:

AU Bank Credit Card often provides a zero lost card liability feature, ensuring that cardholders are not held responsible for unauthorized transactions made after reporting the loss of the card.

24/7 Customer Support:

Access round-the-clock customer support services to address queries, report issues, or seek assistance related to AU Bank Credit Card, ensuring a smooth and reliable customer experience.

Security Measures:

AU Bank prioritizes the security of credit card transactions. Various security measures, such as OTPs (One-Time Passwords) and secure online portals, are implemented to safeguard cardholders against unauthorized activities.

Balance Transfer Options:

AU Bank Credit Card may offer balance transfer options, allowing cardholders to transfer outstanding balances from other credit cards to consolidate debt and manage repayments effectively.

Uses of AU Bank Credit Card:

EMI Options:

Convert high-value purchases into easy monthly installments with AU Bank Credit Card's EMI options. This feature enables cardholders to manage their finances by spreading the cost of purchases over time.

Contactless Payments:

AU Bank Credit Card may feature contactless technology, allowing users to make quick and secure payments by simply tapping their cards on compatible POS terminals, providing a faster and convenient payment experience.

Online Account Management:

Access and manage your AU Bank Credit Card account online through a user-friendly portal or mobile app. Monitor transactions, check statements, and make payments with ease.

Travel Benefits:

For those who love to travel, AU Bank Credit Card may offer travel-related benefits such as discounts on flights, hotels, or complimentary access to airport lounges, enhancing the travel experience.

Zero Lost Card Liability:

AU Bank Credit Card often provides a zero lost card liability feature, ensuring that cardholders are not held responsible for unauthorized transactions made after reporting the loss of the card.

24/7 Customer Support:

Access round-the-clock customer support services to address queries, report issues, or seek assistance related to AU Bank Credit Card, ensuring a smooth and reliable customer experience.

DOCUMENT REQUIRED FOR AU  BANK CREDIT CARD:

Identity Proof:

Aadhaar card

Passport

Voter ID

Driver's license

PAN card

Address Proof:

Aadhaar card

Utility bills (electricity, water, gas)

Rental agreement

Passport

Voter ID

Income Proof:

Salary slips (last 3 to 6 months)

Bank statements (last 3 to 6 months)

Income Tax Returns (ITR)

Form 16

Passport-Size Photographs:

Recent passport-size photographs of the applicant may be required for identity verification.

Duly Filled Application Form:

Complete the credit card application form provided by AU Bank with accurate and up-to-date information.

Employment Proof:

Employment letter or appointment letter from the current employer.

Credit Score:

While not always a mandatory document, having a good credit score can enhance the chances of credit card approval. AU Bank may check the applicant's creditworthiness through credit bureau reports.

Age Proof:

Birth certificate

Passport

Aadhaar card

Additional Documents:

The bank may request additional documents based on specific criteria or if further clarification is needed during the application process.

How to open an AU Bank Credit Card on the Fayda App

1. Install Fayda App From Playstore (use the link below)

https://play.google.com/store/apps/details?id=my.fayda.app&referrer=FY166506 

2. Go to the Credit Card  category from offers or side bar and look for or search AU Bank Credit Card

3. Enter a few details like full name, email, number, PAN and click on the button to proceed 

4. Fill in all the required details asked by AU Bank to open AU Bank Credit Card

5. Follow the instructions given by AU Bank and go your video KYC  if required 

6.  After the successful submission of your application to open AU Bank Credit Card wait for a few times to get your account activated.

Refer the video help guide here (link) 

Why choose Fayda To open an AU Bank Credit Card 

1. Cashback up to Rs.1000/- on opening AU Bank Credit Card

2. Crypto coin rewards on every service availed 

3. Referral income of up to Rs.500/-

Why Choose FAyda App for AU Bank Credit Card:

Convenient Application Process:

Fayda App offers a user-friendly and streamlined application process for AU Bank Credit Card. Users can easily navigate through the app, providing convenience in submitting applications.

Real-Time Application Tracking:

Fayda App provides real-time tracking of credit card applications. Users can check the status of their application, ensuring transparency and keeping them informed throughout the process.

Exclusive Offers and Deals:

Fayda App may offer exclusive deals and offers for users applying for AU Bank Credit Card through the platform. These offers can include cashback, discounts, or additional rewards, enhancing the overall value for applicants.

Secure and Trusted Platform:

Fayda App prioritizes security and ensures a trusted environment for users. Personal and financial information provided during the credit card application process is handled with the utmost confidentiality.

User Support and Assistance:

Users can benefit from the customer support and assistance provided by Fayda App. Any queries or concerns related to the AU Bank Credit Card application can be addressed through the app's support channels.

Ease of Document Submission:

Fayda App streamlines the document submission process, making it convenient for users to upload the necessary documents required for AU Bank Credit Card application.

Information Accessibility:

Fayda App provides comprehensive information about AU Bank Credit Card, including features, benefits, eligibility criteria, and documentation requirements. This ensures that applicants have easy access to all the information they need.

Financial Education and Guidance:

Fayda App may offer financial education resources and guidance to help users make informed decisions about applying for a credit card. This can include tips on credit management, understanding terms and conditions, and more.

Efficient Communication:

Fayda App facilitates efficient communication between users and the bank, ensuring that any updates or communications regarding the AU Bank Credit Card application are conveyed promptly.

Simplified User Experience:

Fayda App is designed to provide a simplified and intuitive user experience. The app's interface is easy to navigate, making the credit card application process straightforward for users.

Integration with AU Bank Services:

Fayda App may seamlessly integrate with AU Bank services, allowing users to explore and apply for a credit card within the broader banking ecosystem of AU Bank.

FAQ 

Q: What is Fayda App?

A: Fayda App is a platform that facilitates the application process for financial products, including credit cards. It offers a user-friendly interface for users to apply for AU Bank Credit Card and access exclusive deals.

Q: How do I apply for AU Bank Credit Card through Fayda App?

A: To apply for AU Bank Credit Card through Fayda App, download the app, complete the registration process, and navigate to the credit card section. Follow the prompts to fill out the application form and submit the required documents.

Q: What benefits does Fayda App offer for AU Bank Credit Card applicants?

A: Fayda App may offer exclusive deals, real-time application tracking, and a simplified document submission process for AU Bank Credit Card applicants. Users can also access information about credit card features and benefits.

Q: Can I track the status of my AU Bank Credit Card application on Fayda App?

A: Yes, Fayda App provides a real-time application tracking feature. Users can check the status of their AU Bank Credit Card application within the app, keeping them informed throughout the process.

Q: Is Fayda App secure for submitting my credit card application?

A: Yes, Fayda App prioritizes security and ensures a trusted environment for users. Personal and financial information submitted during the credit card application process is handled with confidentiality.

Q: Are there any exclusive offers for applying through Fayda App?

A: Fayda App may offer exclusive deals and offers for users applying for AU Bank Credit Card through the platform. These offers can include cashback, discounts, or additional rewards.

Q: Can I get assistance with the credit card application process on Fayda App?

A: Yes, Fayda App provides user support and assistance. Users can reach out for help with any queries or concerns related to the AU Bank Credit Card application process.

Q: What information is available on Fayda App regarding AU Bank Credit Card?

A: Fayda App provides comprehensive information about AU Bank Credit Card, including features, benefits, eligibility criteria, and documentation requirements. Users can access all the necessary details.

Q: Is there financial education content on Fayda App?

A: Fayda App may offer financial education resources and guidance to help users make informed decisions about applying for a credit card. This can include tips on credit management and understanding terms and conditions.

Q: Can I integrate Fayda App with AU Bank services?

A: Fayda App may seamlessly integrate with AU Bank services, allowing users to explore and apply for a credit card within the broader banking ecosystem of AU Bank.